
Contact: (877) 272-7337; http://www.redcross.org.
Contact: (877) 272-7337; http://www.redcross.org.
Contact: Go to http://www.operationhomefront.net for links to local chapters and phone numbers.
Defense and service officials aim to help troops and families adjust to being uprooted every few years to move to a new community. Many spiritual, legal, financial, employment and other resources are available to help military personnel and their families round out their lives.
Military chaplains are clergy, endorsed by national religious groups, who are qualified to serve as officers on active duty.
Chaplains can perform the same services as civilian ministers — baptisms, weddings, bar mitzvahs — but they also often deploy with the troops. They conduct religious services, offer instruction and counseling, and minister to those of other faiths as well.
As senior members of the commander’s staff, chaplains influence nonspiritual matters affecting morale and welfare, morals, ethics and quality of life. They are obligated to hold in confidence any disclosures service members and their families make in counseling.
The Defense Department Child Development Program is the largest employer-sponsored child care program in the country, serving some 200,000 children from newborn to age 12. It includes child development centers, family child care homes and school-age care programs on and off installations.
The Defense Department and services are working to expand existing facilities at locations with long waiting lists and high deployment rates.
In support of the war effort, the services have extended hours of operation and, in some cases, paid for extra child care for members who work extended hours, have shifts changes or have child care emergencies.
Each center must meet standards for curriculum, safety and health.
Fees are calculated on a sliding scale based on total family income. The Defense Department sets a minimum and maximum fee range, and individual installations can set their fees anywhere within those ranges.
For the current school year, families in the lowest annual income category, up to $28,000, pay $43 to $62 a week, regardless of the child’s age. The highest range, for those with total family income of $70,001 or more, is $107 to $129 a week.
Programs usually include physical fitness and sports; arts; recreation; training in leadership, life skills and career/volunteer opportunities; mentoring, intervention and support services. Some programs offer help in finding summer jobs.
Fees are charged to offset the cost of activities.
Enjoy FREE admission for you and a guest to hundreds of museums and cultural venues nationwide. Click here for a complete list of participating venues! To participate, just present the Museum Day Admission Card to receive free general admission at participating Museum Day locations. Here is the link to download and print the admission card.
The venues and museums participating in Virginia that kids will enjoy include:
Private military relief societies can help service members solve emergency financial problems.
There are four private, nonprofit societies: Army Emergency Relief, Air Force Aid Society, Navy-Marine Corps Relief Society and Coast Guard Mutual Assistance. Each has local representatives on military installations, usually in family centers, and operates under different policies and procedures.
They offer education assistance programs for spouses and children and can help service members and families with debt management.
The societies rely solely on donations for their support and do not charge for their services.
Anyone seeking aid should bring a military ID, leave papers, leave and earnings statement, and other information or documents that show an emergency financial need. Some aid comes through direct grants, but most is in the form of interest-free loans.
Typical clients include active-duty members and family members. Retirees and their families facing short-term financial problems may qualify for assistance, as well as surviving spouses of active-duty and retired service personnel.
Contact: Army Emergency Relief, http://www.aerhq.org; Air Force Aid Society, http://www.afas.org; Navy-Marine Corps Relief Society, http://www.nmcrs.org; Coast Guard Mutual Assistance, http://www.cgmahq.org.
These groups are not formal entities of the Defense Department but follow department guidelines for private organizations. Most clubs are involved in a variety of charitable and self-help efforts.
For years, Defense Department regulations expressly prohibited service members from exerting pressure on those in their chain of command, or their spouses, to join or donate time to such a club. The regulations also stated that a spouse’s decision not to participate could not affect the member’s promotion or assignment opportunities. That regulation was deleted in 2006.
Defense officials have embarked on a financial readiness campaign in an effort to educate service members and family members about wise financial decisions that can help them build wealth. Part of that campaign is the Military Saves Web site, http://www.militarysaves.org, which features tips on getting out of debt, saving for emergencies, saving for a car and other milestones.
The NASD Investor Education Foundation also has a military education campaign, aimed at helping service members make wise investment decisions. Among their offerings are a Web site, http://www.saveandinvest.org, which offers information and tips. The Web site lists their upcoming free financial education forums held throughout the year at military installations, with information about how to register. In 2007, the foundation is expanding its education program to provide some programs specifically tailored to military spouses and injured or wounded service members.
Recreational, educational, social and religious programs include child care, mentoring, computer learning centers for children, single service members’ centers, hospital assistance, transportation, adult classes, aerobics and classes in English as a second language.
Contact: http://www.asymca.org.
Being a mom you probably know organization accounts for 50% of household management and budgeting. The most common tool is a pen and a notebook, but you will be excited to know the Internet offers more fun when it comes to organizing yourself.
Online shopping lists can be a great way to organize your past and future purchases, whereas online to-do lists will help you manage your household duties. By using web-based tools to get organized you can:
Online coupon tools and directories offer plenty of opportunities to spot a great deal and save. The only disadvantage to these is there are too many to sort through. It is too easy to get lost. Finding just a few you love and learning to use them well is the secret. Here's how to choose:
One of the sites I love is Buxr which meets my criteria above. Besides, it offers affiliate widgets and daily contests to help you earn a bit of money (if you are geeky enough).